Frequently Asked Questions

Pool costs in Virginia typically range from $45,000 to $120,000+ depending on size, type, and features. A small cocktail pool might start around $40,000, while a large custom pool with all the bells and whistles can exceed $100,000. The good news? With financing, even a $70,000 pool can be under $450/month.

The main factors are: pool size (length, width, depth), pool type (fiberglass, vinyl, concrete), finish level and materials, add-ons like lighting, heating, and automation, decking and landscaping, and your specific yard conditions (access, soil, slope). Our calculator gives you a realistic range based on these factors.

No! While better credit typically means better rates, many lenders work with credit scores of 640 or even lower. The key is finding the right financing option for your situation. We work with multiple lenders to find options that fit.

Initial pre-qualification typically uses a "soft pull" that doesn't affect your credit score. A hard inquiry only happens when you formally apply for a specific loan. We'll be clear about what type of check is happening.

From contract to swimming, most pools take 8-12 weeks depending on the type, complexity, permits, and weather. Fiberglass pools are often fastest (sometimes 4-6 weeks), while custom concrete pools take longer. We'll give you a realistic timeline for your specific project.

A complete pool installation typically includes: excavation, pool shell/structure, basic decking, filtration system, and standard electrical. Things often quoted separately include: extended decking, fencing, landscaping, heaters, automation systems, and premium lighting. Always ask what's included in any quote.

Pools can add 5-15% to your home's value, but the real value is in lifestyle. Think about: years of family memories, staycation savings, entertaining space, health benefits of swimming, and simply enjoying your own backyard. If you'll use it, it's worth it.

Budget roughly $100-300/month for maintenance, chemicals, and electricity. This varies by pool size, features (heating costs more), and whether you DIY or hire a service. Many owners find it's similar to other home maintenance costs.

Virginia requires barriers around pools—typically a 4-foot fence with self-closing, self-latching gates. This is for safety and is non-negotiable. We can help you understand local requirements and include fencing in your project.

Common options include: personal/signature loans (unsecured, faster approval), home equity loans/HELOCs (lower rates, uses home equity), specialized pool financing, and sometimes manufacturer financing. We help you understand the pros and cons of each.